Acquisition Costs: $0
Rehab Costs: $0
Total Monthly Holding Costs: $0
Total Out of Pocket Costs: $0
Total Costs: $0
Sale Price: $0
Gross Profit: $0
Selling Costs: $0
Net Profit: $0
ROI:
Cash on Cash Return:
Calculate net profit, ROI, and cash on cash returns for your next house flip
Acquisition Costs: $0
Rehab Costs: $0
Total Monthly Holding Costs: $0
Total Out of Pocket Costs: $0
Total Costs: $0
Sale Price: $0
Gross Profit: $0
Selling Costs: $0
Net Profit: $0
ROI:
Cash on Cash Return:
FlipCalculator.io is the premier free real estate flip calculator designed specifically for real estate investors, house flippers, and property investment professionals. Our comprehensive house flipping calculator helps you analyze every aspect of your investment property deals, ensuring you make informed decisions before purchasing your next flip property.
Our powerful property flip calculator enables you to accurately calculate critical metrics including net profit, return on investment (ROI), and cash on cash returns. Whether you're a seasoned real estate investor or just starting in house flipping, our calculator provides the detailed financial analysis you need to evaluate any fix and flip opportunity.
The flip calculator accounts for all essential investment costs:
Get instant calculations as you input your numbers. Our real estate investment calculator provides real-time feedback on your potential flip deal, showing you exactly how changes in purchase price, rehab budget, or timeline affect your bottom line profitability and investment returns.
Make data-driven investment decisions with these critical real estate metrics:
Professional real estate investors and house flippers choose our fix and flip calculator because it's:
Whether you're analyzing your first house flip or you're an experienced real estate investor managing multiple investment properties, FlipCalculator.io provides the financial analysis tools you need. Our real estate profit calculator helps you quickly evaluate potential deals, compare different investment scenarios, and maximize your returns on every property flip.
Start using our free house flipping calculator today to analyze your next real estate investment opportunity and make smarter, more profitable investment decisions.
A good ROI (Return on Investment) for house flipping typically ranges from 20% to 30% or higher. However, the minimum acceptable ROI depends on your market and risk tolerance. Most experienced real estate investors aim for at least 15-20% ROI to justify the time, effort, and risk involved in flipping properties. Projects with ROI below 10-15% may not be worth pursuing unless you're in a very competitive market. Our flip calculator helps you quickly determine if a potential flip meets your ROI requirements.
To calculate profit on a house flip, use this formula: Net Profit = Sale Price - (Purchase Price + Buying Costs + Rehab Costs + Holding Costs + Selling Costs). This includes all acquisition costs, renovation expenses, monthly holding costs (taxes, insurance, utilities), financing costs, and all selling expenses. Our house flipping calculator automatically computes both gross profit and net profit after accounting for all these costs, giving you an accurate picture of your potential earnings.
The 70% rule is a popular real estate investing guideline that states you should pay no more than 70% of a property's After Repair Value (ARV) minus rehab costs. The formula is: Maximum Offer = (ARV × 0.70) - Rehab Costs. For example, if a property's ARV is $300,000 and needs $50,000 in repairs, your maximum offer should be $160,000 [($300,000 × 0.70) - $50,000]. This rule helps ensure adequate profit margin while accounting for holding costs, financing, and unexpected expenses.
Cash on cash return measures the return on the actual cash you invested out of pocket, expressed as a percentage. It's calculated as: (Net Profit / Total Cash Invested) × 100. This metric is especially important when using financing, as it shows your return based only on your cash investment, not the total project cost. For example, if you invest $50,000 cash and use a $150,000 loan to complete a project that nets $25,000 profit, your cash on cash return is 50% ($25,000 / $50,000), even though the ROI on total costs might be lower.
The total cost to flip a house varies widely based on location, property condition, and scope of work, but typically ranges from $50,000 to $200,000 or more for a complete flip project. Major cost categories include: purchase price, buying costs (3-5% of purchase price), rehab costs ($20,000-$75,000 average), holding costs ($1,000-$3,000 per month), financing costs (if using loans), and selling costs (6-10% of sale price). Use our flip calculator to get accurate cost projections for your specific property by inputting all anticipated expenses.
Holding costs are the monthly expenses you pay while owning the property during renovation and sale. Typical monthly holding costs include: property taxes ($200-$800/month), insurance ($100-$300/month), utilities ($150-$400/month), HOA fees (if applicable), lawn maintenance ($100-$200/month), and loan interest payments. On average, expect $1,000 to $3,000 per month in total holding costs. These costs multiply by your project length, so minimizing renovation time is crucial for profitability. Our calculator helps you estimate total holding costs based on your monthly expenses and project timeline.
The average house flip takes 3 to 6 months from purchase to sale, though this varies significantly based on the scope of renovations. A cosmetic flip (paint, flooring, fixtures) might take 1-3 months, while a major renovation (structural work, additions, full remodels) could take 6-12 months or longer. Remember that holding costs accrue monthly, so longer projects reduce profitability. Factor in time for: closing/purchase (2-4 weeks), renovations (1-6 months), listing and sale (2-8 weeks), and closing (2-4 weeks). Always build buffer time into your projections for unexpected delays.
Hard money loans are short-term financing options popular with house flippers because they allow you to leverage your capital and flip multiple properties simultaneously. Benefits include: lower out-of-pocket costs, higher cash on cash returns, and ability to do more deals. However, hard money loans have higher interest rates (8-15% annually) and fees (2-5 points). Use cash if: you want to avoid interest costs, the deal has tight margins, or you can't qualify for financing. Use hard money if: you want to maximize cash on cash returns, scale your flipping business, or don't have sufficient cash reserves. Our calculator lets you compare both scenarios side-by-side.
Buying costs (also called acquisition or closing costs) are expenses incurred when purchasing the property. These typically include: title insurance ($500-$2,000), escrow fees ($500-$2,000), loan origination fees if financing (1-3% of loan amount), appraisal fees ($300-$600), inspection fees ($300-$500), recording fees ($50-$250), and potentially buyer's agent commission in some markets. Total buying costs typically range from 2% to 5% of the purchase price. These are often overlooked by beginner flippers but can significantly impact profitability. Our flip calculator includes buying costs in the total project analysis.
Selling costs are expenses incurred when selling your flipped property. The largest is typically the real estate agent commission (5-6% of sale price), which is often split between buyer's and seller's agents. Other selling costs include: title insurance for buyer ($500-$2,000), escrow fees ($500-$2,000), transfer taxes (varies by location, 0.5-2% of sale price), pro-rated property taxes, home warranty ($400-$600), and staging costs if used. Total selling costs typically range from 6% to 10% of the sale price. Always factor these into your profit calculations, as they can significantly impact your bottom line on every flip.
ROI (Return on Investment) measures profit as a percentage of total project costs, while cash on cash return measures profit as a percentage of only your actual cash invested. ROI formula: (Net Profit / Total Costs) × 100. Cash on cash formula: (Net Profit / Out of Pocket Cash) × 100. The key difference matters when using financing. Example: $200,000 total project cost, $50,000 your cash, $150,000 loan, $30,000 profit. ROI = 15% ($30,000/$200,000), but cash on cash = 60% ($30,000/$50,000). Cash on cash return is often much higher when using leverage, making it the preferred metric for evaluating deals when financing is involved.
FlipCalculator.io provides professional-grade calculations used by real estate investors nationwide. The accuracy of your results depends on the accuracy of the numbers you input. Our calculator uses industry-standard formulas for ROI, cash on cash returns, and all cost calculations. For best results: get accurate contractor quotes for rehab costs, research comparable sales for realistic ARV, factor in all holding costs, and include buffer amounts (10-15%) for unexpected expenses. While our calculator provides precise mathematical results, real estate investing involves market variables and risks that cannot be perfectly predicted. Always perform thorough due diligence on every property investment.